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Topic 7 · Taxes & Investing · Lessons 7.2 / 7.3

Tax Bracket Calculator

Drag the income slider, pick a filing status, and watch the bracket walk fill in. Marginal rate and effective rate appear side by side. Toggle a raise on to see exactly how much of an extra $5,000 you keep after federal income tax — settling the "I'll lose money if I get a raise" myth with arithmetic.

2024 US federal income tax brackets
tax = Σ (income in bracket × bracket rate)
With taxable income of $60,000 (single filer), you pay $8,253 in federal income tax — an effective rate of 13.8%, even though your marginal rate is 22%.

Total federal tax

$8,253

on $60,000 taxable income

Marginal rate

22%

rate on your next $1

Effective rate

13.76%

average across all income

Take-home

$51,747

after federal tax (state & FICA not included)

Gross income $74,600

≤ deduction$600,000

Filing status

Standard deduction: $14,600 (single)

Bracket walk — bottom-up

Bracket Rate Income in bracket Tax owed in bracket
Total $8,253
Try a scenario